Once the payment goes through on Sunday, Tim and I will officially have gotten our United card under $3,000. ($2,903.28, if you want to be exact.)
For whatever reason, this feels like a big thing. A debt under $3,000 seems, to me at least, to being more manageable. It sounds like an amount that you're almost done with. So I feel victorious for the moment.
Of course, we still have a ways to go. The Citi card is still hovering at just over $6,000. It's on the back burner because we've locked in a 4.99 percent rate until that balance is gone. And there are a couple of things that may push our balance back up. The car's check engine light came back on -- about a week after we got it taken care of. (We are going to need to return to NAPA and request that they check it again for free, since clearly the computer diagnosis missed something.)
Still, for now I'm going to enjoy the victory of getting the debt more under control.
And if we can avoid too many unexpected expenses in the near future, we can have this particular card paid off in February. That's the image I'm holding onto, right now: a nice, fat zero in the "United" column of my spreadsheet.
Isn't it amazing how sexy "nothing" can be?
Labels: credit card debt