Thursday, May 14

Carnival of Pecuniary Delights

Avarica III: It's raining money. Photo by NeoGabX



Welcome to the seventh installment of the Carnival of Pecuniary Delights! I am pleased to present this week's offerings. Be sure to check out next week's carnival over at The Passive Dad.





Editor's Picks


Tasty Money. Photo by oskay




Christina @ Northern Cheapskate from http://www.northerncheapskate.com presents Why a Recession is Good For Us.


mfd from My Findependence Day presents My Favorite Lesson From The Market Crash.


Mr. ToughMoneyLove from Tough Money Love presents Eight Baby Boomer Money Mistakes You Should Avoid.





Economy


Uncle Sam Is Broke. Illustration by James Montgomery Flagg



Frugal Dad from Frugal Dad presents Can One Choose Not To Participate In A Recession?





Career



Money Shirt. Photo by Rob Lee



The Weakonomist from Weakonomics presents How Corporate Executives Should Be Paid.






Money Management



Untitled. Photo by saschapohflepp




Penelope Pince from Pecuniarities presents The No-Budget System.


Miss M from M is for Money presents Save or Pay Down Debt?.


The Smarter Wallet from The Smarter Wallet presents Budget Your Money and Control Your Spending Using This Simple System.




Personal Finance


Financial Crisis Poster Alteration Art. Photo by Mark Wallace



Super Saver from My Wealth Builder presents Is Anything Really NEW in Personal Finance?.


Gloomberg from GloombergNews presents FMyLife Financial Advice.


Mr. GoTo from Go To Retirement presents How and Why I Bought Long Term Care Insurance.


Wojciech Kulicki from Fiscal Fizzle presents Drips Turn Into Rivers - Another Car Story.


Studenomist from Studenomics presents Read This Article And Get Off the Internet.


J. Money from Budgets Are Sexy presents The Budgets are Sexy Rap - our new theme song!.


FMF from Free Money Finance presents How I Use PowerPoint to Keep My Wife Informed on Our Finances.




Debt & Credit


Engineering the Post-Consumer Economy. Photo by Kevin Krejci


Madison from My Dollar Plan presents Making Home Affordable Q & A.


Silicon Valley Blogger from The Digerati Life presents Prevent Identity Theft: Some Credit Report Monitoring Services and Options.





Frugality

Custom made CD holder. Photo by melloveschallah


Charlie from PayLessForFood.com presents 7 Smart Money Saving Breakfast Ideas.


TStrump from The Strump - Financial Blog presents Is Going to the Movies Still Worth It?.

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Wednesday, May 6

Money Hacks Carnival: Swine Flu edition





In honor of the overwrought swine flu hype, I thought I would dedicate this Money Hacks edition to all things porcine!



If you enjoy these articles (and my illuminating illustrations) please Tweet, digg or otherwise post this carnival on social bookmarking sites!





Editor's picks







MLR presents 6 Signs That the Recession is Ending posted at My Life ROI, Getting the Best Return On Life.



Ms. SP presents Sell Your Used CDS to Second Spin For Extra Money posted at Ms. Smarty Pants Know It All.



Little People Wealth presents Little People Wealth: Stealing and Lying in the Name of Frugality - Thirteen Horrible Tips posted at Little People Wealth.



The Happy Rock presents Necessity vs Luxury: Research Shows That The Economy Shapes Our Perspective posted at The Happy Rock.





Real Estate








Jacqulyn Richey presents Hope for Distressed Homeowers posted at Las Vegas Real Estate Market News.


Aryn presents Understanding Mortgage Points posted at Sound Money Matters.


Money Beagle presents Is Now The Time To Buy Rental Properties? posted at Money Beagle.


Kevin presents Negotiating Refinancing Closing Costs posted at No Debt Plan.






Investing








Bootstrap presents Lessons from an Index Fund posted at Bootstrap Investing.


D4L presents Buy-And-Hold Under Attack posted at Dividends Value.


Investing School presents Investor Mistakes - Constant Refresh posted at Investing School.

Neal Frankle presents Variable Annuities - Why They Stink & How To Get Out Now posted at Wealth Pilgrim: Money Management Advice, Financial Stress Management, & Resources.


ChristianPF presents Diversification strategy from the Bible posted at Christian Personal Finance.


Matt SF presents What is the Fear Trade? posted at Steadfast Finances.


Stock Trading Brokers presents Zecco Discount Broker Review posted at Stock Trading Brokers.


Darwin presents Swine Flu Investment Ideas posted at Darwin's Finance.


Praveen presents Combining Fundamental and Technical Analysis in Stock Trading posted at My Simple Trading System.


Manshu presents Gold ETF: iShares Comex Gold Trust (IAU) posted at OneMint.


Steve Patterson presents Chinese Internet Companies Climbing posted at FastSwings.com.


J. Money presents Just call me Warren Buffett The 2nd in stock picking. posted at Budgets are Sexy.


The Smarter Wallet presents Fibonacci Retracement: A Technical Stock Tool To Predict Market Direction posted at The Smarter Wallet.


Jae Jun presents Stock Investments From Forbes 400 Best Big Companies posted at Old School Value.





Credit & Debt




KCLau presents Do You Have a Wedding Debt? posted at KCLau's Money Tips.


jim presents Citi Forward Credit Card Review: Rewarding Responsibility posted at Bargaineering.


Jeremy presents Criminal Charges, Volume XXXVIII: More people you thought you could trust posted at Taking Charge.


Ben presents Credit Card Scammers posted at Money Smart Life.


David presents Why low interest credit cards are not always the best option posted at Credit Card Offers IQ.


Thursday presents Credit Freeze: Stop Identity Thieves Cold posted at Wealth Junkies.


CreditCardAssist.com presents Pump Up Your Rewards Programs posted at CreditCardAssist.com.


Mr Credit Card presents Credit Card Car Rental Rewards posted at Ask Mr Credit Card.






Frugality & Saving Money






Bank Champ presents Failed Banks Not Required to Honor CD Rates posted at Bank Champ.


Nui Loa presents 67 Cheap Date Ideas for the Recession-Era Romantic posted at Love Hacks.


Jack Schmidt presents Starting Young: Teaching Teens to Save Money posted at SectorMatic Money Journal.


Billeater presents You want Tips? You Can't Handle These Tips! posted at Billeater.


Barry presents How To Have A Baby Amid A Recession? posted at Associate Money.


Cooupon Artist presents Why It is Worth My Time to Argue For My Coupons | artofthecoupon.com posted at artofthecoupon.com.


Pinyo presents How To Find The Best Online High Yield Savings Account posted at Moolanomy Personal Finance.


DR presents Is Budgeting Keeping You Poor? posted at The Dough Roller.


Momma presents 25 ways to save money posted at Engineer a debt free life.


d. ninja presents Get rid of that darn storage unit posted at Punch Debt In The Face.


Patrick @ Cash Money Life presents Save Money on Mother’s Day Flowers posted at Cash Money Life.


Jeff@StretchyDollar presents Saving Money On Minimum Wage posted at StretchyDollar.


MatthewPaulson presents Money Merge Accounts: Are they Real and do they Work? posted at Fine Tuned Finances.


nickel presents How to Negotiate and Lower Your Bills posted at fivecentnickel.com.


pfincome presents Money Saving Tips for Starting a New Vegetable Garden posted at Passive Family Income.


Mike Pastore presents Web Site Review of Texthog.com | www.mikesmillions.com posted at Mike Pastore.


RC presents 20 Ways To Reduce Your Household Energy Use posted at Think Your Way to Wealth.




Insurance




MoneyNing presents 20 Different Areas to Think About for a Cheaper Auto Insurance Policy posted at Personal Finance Blog by Money Ning.


Sun presents Life Insurance May Make Better Budget Sense Than You Think posted at Earn More Invest Wisely at The Sun's Financial Diary.


Jim DeSantis presents Divorce: What To Do About Medical, Life, Homeowners, and Auto Insurance! posted at Divorce.





Income





FMF presents How to Make Money by Becoming a Referee posted at Free Money Finance.


Writers Coin presents Turning Down a Promotion: A Baseball Lesson posted at The Writer’s Coin.


BloggingBanks presents $75 Bank Bonus Deal at Bank of America posted at Blogging Banks.


Samuel Baron presents How To Maximize Sales On Your Site | Samuel Baron | SamuelBaron.com posted at Samuel Baron | SamuelBaron.com.


Jacques Groenewald presents Make Easy Money On Ebay posted at Monkeyprofit.


Madison presents American Express $100 - $250 Gift Card posted at My Dollar Plan.




Taxes




Jeff Rose presents Surviving an IRS Audit — Tips for Small Businesses posted at Jeff Rose.


FFB presents 25 Ideas For Your Income Tax Refund posted at Free From Broke.




Other







Michael Gvirtzman presents Retirement Planning and Net Worth Calculation Tool posted at Mind Listings.


Len Penzo presents Personal Finance For Dummies: It's as Easy as A-B-C posted at Len Penzo . Com.


kathryn presents Stimulus Plan Leads to Stimulus Scams posted at Out of Debt - Christian Finances and Debt Help.

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Sunday, May 3

Comparison shopping everything

Tim has decided to sell off his Magic cards and play the online version. I think he'll get back into the more physical version of the game when money's better, but for now he's adamant. (Trust me, I tried to dissuade him.)


So, on Friday night, he sat down with the laptop and started making a "sell" order with his favorite shop, Card Kingdom. He likes it because we can drop the cards off in person, rather than the added cost of mailing, and the store has always treated him well.


But being the miser that I am, I insisted we check around. So Saturday morning, I printed out the sell order and started comparison shopping. By the time he got up about an hour later, I had a proposition for him: I'll divvy up the cards according to store, but I get 25% of the extra money he gets. (It's going toward debt.)


It took me just over an hour to finish checking four other sites. It would have taken even less time, but one of the websites is divided by set -- each set page loading painfully slowly. I had found nearly $100 more for the cards. Taking out shipping costs, Tim should get around $60 more for his digital cards; and I will have another $20 to throw at debt.


Just proof once again that comparison shopping pays off.


****


As a side note, Living Almost Large was kind enough to interview me on her site. Check it out here!


And I'll be hosting the Carnival of Money Hacks this Weds, May 6th, so be sure to get your stories submitted!

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Sunday, April 12

Carnival of Debt Reduction





Thanks to all for joining me for for the latest Carnival of Debt Reduction. I must have been feeling slightly nostalgic for the bad kids movies of yore. So this is the The "Honey, I Shrunk the Debt!" edition.



I've broken up the posts into various groups. The thing to remember is that debt isn't just one stage. It's a set of steps. And even those of us in the midst of it can use refresher courses from time to time.


With that in mind, read on and enjoy!







The rewards of a job well done.


Editor's "pet" posts




Patrick discusses How Do You Improve Your Credit Score When Credit Companies Close Your Account? posted at Cash Money Life. According to him, "Many credit card companies are jacking up interest rates or closing accounts, which makes it difficult for people to repay their loans as quickly."



Peter at Bible Money Matters reminds us, "Sometimes we just need someone to knock some sense into us when we're making bad decisions." He details this in his post Accountability: Sometimes You Need Someone To Slap You On The Back Of Your Head.



DR gives us examples of easy-to-use, green technology in Get Your Green On–13 Energy (and Money) Saving Gadgets posted at The Dough Roller.




Feel like you're drowning in debt?

Now's the time to take action


Okay, if you're looking to start out on the debt reduction path, you need to know the basics. The Digerati Life gives us a good overall primer in The Dave Ramsey Budget: Budgeting Tips For Successful Savers.




Big Cajun Man at Canadian Personal Finance Blog offers some Advice for New Grads. He offers some tips, not just on getting rid of debt, but also about building a lifestyle to facilitate debt reduction.



Len Penzo gets biblical in My Ten Commandments of Personal Finance posted at Len Penzo . Com. While the Internet isn't exactly a set of stone tablets, these are good overall rules to build your debt-reduction upon. (For those already in the process, it can be a good refresher course.)



Those who are swarmed by debt may be tempted to try a debt-reduction program. These are can be regular companies or organizations preying on people's desperation. Billeater gives a very important set of guidelines to Avoid Debt Reduction Scams. There are some good rules of thumb in this post, so be sure to check it out.



From what APR is, to the very basic tenets of debt reduction, Jesse Michelsen gives it all to you in The Most Important Part Is Starting: Debt Recovery over at Personal Finance Firewall.





Back on solid ground

From here to there, one step at a time




Ralph Jean-Paul talks about Building Self-Discipline. In this post, he reminds us about overall discipline (vs willpower). This is an important theory for those of us struggling to deal with temptation while on a budget. Check it out at Potential 2 Success.




Destroy Debt reminds us to stop being so wasteful. Just because you can't squeeze any more toothpaste out, that doesn't mean the tube is empty. Check out the various ways to get ever last bit of your products in Good Til The Last Drop: Use it Before You Throw it In the Trash posted at Destroy Debt.

Another Money Blogger talks about his success with saving spare coins. Check out The Power of the Pocket Change Jar.








Here! Take it already!
Throw money at debt





Fabulously Broke ...in the City gives us some ideas to lower grocery bills. These are ranked as easy, medium or hard. (A good reminder to try one or two at a time!) Check out her 10 Tips to save on Groceries each month.



Laura asks What Have You (Totally) Eliminated From Your Spending? For real results, most of us have to make some sacrifices. This lets us make bigger payments on our debt. So, what have you given up? Tell her at No More Spending.



J. Money at Budgets are Sexy offers "I Will Teach You To Be Rich" - Review. Get his opinion on this guide to both debt reduction and wealth-building.





Two heads are better than one
A closer look at your finances



Christian Debt Help admits to past financial ignorance -- and it wasn't bliss. Read (and learn from) his "oops" story in Money Mistake: Not paying attention to interest rates.





FMF asks, "Is payiing off debt always the best option?" Read his exploration of this question in Pay Down Your Mortgage or Sock Money Away for Retirement? at Free Money Finance.




On a similar note, Pinyo at Moolanomy asks what many people in the midst of debt reduction wonder: Should You Pay Off Your Debt Before Investing?



Green Panda Treehouse discusses Two Ways To Wisely Spend Your Tax Refund. According to GPT, "Using a small windfall like your tax refund is a great way to take a huge chunk of of your debt."



For those of you still struggling with your mortgages, Madison at My Dollar Plan reviews the Making Home Affordable Program Details. Learn more about this program and how it could help you.



***


Well, folks, that wraps up this edition of the Carnival of Debt Reduction. Hope you enjoyed the reading!


I know all the authors put a lot of effort into their posts, so be sure to stop by their sites and give them some kudos!

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Monday, April 6

Carnival of Everything Money

I am so excited to host my very first carnival! It was great to read through my fellow bloggers' thoughts and ideas. I discovered some new folks and overall had a great time setting this up.


I hope even more people will participate in the future. And don't forget to check back in a week, when I'll have yet another carnival up on the site!


Please take some time to peruse the stories offered up for your reading pleasure:




Editor's picks



FFB had a terrific, thought-provoking post asking Should The Government Use The Stimulus To Bailout Madoff Ponzi Victims?. He debates the pros and the cons of this idea. Even if you think you already know the answer, read it anyway. It's up over at Free From Broke and it may just give you some food for thought.



While I'm not a terribly religious person, I found Matthew Paulson's piece, Personal Finance Tips from the Bible to be a really unique viewpoint. There are some great excerpts that show just how far back PF advice goes! Check it out over at Fine-Tuned Finances.



Len Penzo takes a strange -- but fascinating look at What It Really Feels Like To Be A Millionaire. He compares how much big purchases would cost for the average person, if we had the buying power of, say, a baseball star. Go take a look at Len Penzo . Com.




In a short, but insightful commentary piece, PF Credit Cards points out that Credit Cards are Evil Just as Knives are Sharp. When people complain about credit cards being evil or money-sucking, they need to remember that they chose to get the cards and to run up a debt they could not immediately pay off, and so are at the very least, enabling said money-sucking card companies to continue. This post is up over at PF Credit Cards.




Frugality


RB offers one of the most basic -- and timeless -- piece of personal finance advice: Want to Cut Costs? Learn to Do Without. As he points out, "One of the best ways to save is to learn how to do without those expenses that you just don't need." Check out the full piece, posted at his truthfully-named blog Recessions Blow.



Kathryn points out that, despite being so careful with money these days, many of us are wasting money without even realizing it. Check out her list of Top Ways to Waste Money on Your Home posted at Out of Debt - Christian Finances and Debt Help.



Revanche has a thought-provoking piece about her own family's way of doing weddings, in an aptly named piece, Weddings. After these items, she also lists some wedding-related posts in the PF blogosphere. Check out her thoughts over at the uniquely named A Gai Shan Life.




Savings


KCLau wonders, "Are we doing the right things when it comes to managing our finances? Ask yourself five questions to know if you’re on the right track." He explores this question in 5 Ways To Take Charge Of Our Finances posted at KCLau's Money Tips



JC asks the all-important question Are you paying too much for your rent? Check out his own experience in negotiating lower rent, and the useful links over at this blog 6Bubbles - Grad School, Money, Life.



Jim over at Bargaineering offers a useful look at the top checking and savings accounts online. Check out Best Savings Account.




Credit



Fabulously Broke tells us how she got $25 from her credit card -- no strings attached! Check out How now brown cow? posted at Fabulously "Broke" ...in the City



Mr. CC discusses how your credit score is affected by making payments, over time, on medical debt. It's not a common question, but the answer was very useful, nonetheless! Check out Doctor Bills And Your Credit Score over at Ask Mr Credit Card's Blog.


Consolidator presents a pretty even-handed look at debt consolidation in, Are Debt Consolidation Loans Good For The Long Term?. There is a decent case here for the loans... In very specific circumstances. Check it out over at Debt Consolidation Loans For Beginners.





Investing


Investing School provides a great reference for those of us who are newbs at options trading. Beginning with Options Trading. "Options can be an amazingly easy way to protect yourself and reduce risk. However, it can also be very dangerous if misused." Very true! And so the explanation of options-trading terminology is very helpful to folks like me. Go take a peek at Investing School.



Silicon Valley Blogger presents Best Online Stock Brokers For Cheap Stock Trades. A lot of you will probably be happy to get these useful links, so get yourself over to The Digerati Life.



Frank Vertin explores ways to avoid high fees on index funds. Read up on wh you should Just Buy Index Funds Directly posted at Low Cost Index Fund.



The Smarter Wallet offers some advice that most of us can use: Investing In The Stock Market? Rules To Help You Sleep At Night. If you're an anxious investor, go check it out at The Smarter Wallet.



On a slightly more optimistic front, comes Steve Patterson's US Indexes Are Clearly in the Green. He foresees an imminent rally, as he explains over at FastSwings.



Mark Foo goes to the guru in Value Investing: 15 Nuggets Of Wisdom From The World’s Greatest Investor - Warren Buffett. In it, he expands on these quotes and explains them in context of investing strategy. It's thought provoking and interesting. (Plus, you can use it to cite Warren Buffett at parties and sound erudite!) Check this piece out, over at The Big Dreamer.



Walter W. Fouse has a thorough overview of no-load mutual funds in 7 Ways to Pick the Best Noload Mutual Funds and ETFs. This piece is so complete, it links to seven other articles explaining things such as low management expenses and other no-load fund topics. Check it out at his website about no-load mutual funds, named (you guessed it!) Top No Load Mutual Funds.


ifvat gives this useful advice: "Knowing your risk tolerance will help you establish an investment style and help you feel confident when you and your broker make investment decisions." So check out the piece The Beginner's Guide to Stock Market Investing Risk Tolerance on ifvat.





Stocks


Larry Russell gets frank: "Many investors ignore or are unaware of the opportunity costs of their sub-optimal investment behaviors." He explores the opportunity costs of this in Most Individual Investors Are Poor Personal Portfolio Managers posted at Personal Investment Management.



eTrades offers up a great overview of penny stocks Basic Guidelines On Investing In Penny Stock That Matters. This is posted over at eTrades.





Taxes


John Howshall offers some advice for What To Do With Your 2009 Tax Refund. He lists several options and, always important in my book, reminds people why refunds aren't a good thing. It's up at John's Investing Tips.



Peter asks When Will We See An Increase In Our Paychecks Due To The Stimulus Package? This is surely a question many of you are asking, so check it out over at Bible Money Matters.




Other


Dough Roller presents 10 Tips to Declutter Your Finances. In this piece, DR takes a personal finance spin on Leo Babauta's Power of Less. DR says, "In his new book, Leo Babauta, describes 'the fine art of limiting yourself to the essential . . . in business and in life.'" Check it out over at The Dough Roller. "



Bank Savings Review discusses the banks that have already paid back TARP funds. I guess some of the bailout money was a good investment after all? Read more in Four Banks Give Back TARP Already posted at Bank Savings Review.



Miss M has been doing a terrific and informative series for first-time homebuyers. This particular piece, The First Time Home Buyer – During Escrow, is part of that. Check it -- and the rest of the series -- over at M is for Money



The David offers "Tips for exceeding expectations at your first job - or any job for that matter" in 26 Tips for Surviving Your First Job. Check it out at Pimp Your Finances.



ChristianPF gives us "A few reasons why 2009 is a great year for first time home buyers." Take a look at the post, First time home owner? This is a great year for it!, up at Christian Personal Finance Blog.



Michael asks How Much Car Insurance Do You Need?. While this post doesn't hold any hard and fast answers (really, it's too individual of a subject for that sort of thing) it does have some very useful information and good questions to ask yourself. Check it out over at Vital Motion.

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Monday, March 30

Carnivals, now and later

I'm excited to announce that I am officially joining the carnival circuit! (Don't worry, this isn't the same as running off to join the circus.)


Next Monday, April 6th, be sure to stop by and check out the Carnival of Everything Money. One week later, on April 13th, I will be hosting the Carnival of Debt Reduction.


So everyone be sure to send in some posts. I want plenty of content!


***


In the meantime, a big thank you to Clever Dude, who graciously allowed me to do a guest post for him while he was on the mend. Go over and check it out.


This week's Carnival of Debt Reduction is up over at Pecuniarities. Penelope chose the theme of "Debtor's Prison" and filled up the carnival with some great Dickensian quotes. She was also kind enough to feature my "Are we too optimistic" piece as an editor's pick. (Thanks Penelope!)


Over at Anything Goes & General News, the 52nd carnival is up -- also with my optimism piece. There are a wide range of topics covered, as the name implies, so be sure to take a look at your leisure.


The first-ever edition of Recession Fighters Carnival is up at RecessionsBlow.com. This will be a weekly carnival for anyone interested in future editions.

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Saturday, February 14

Romance, spending & the economic crisis: Some Vday-induced thoughts

Blah, blah, "love"


Blah, blah, "cherish"


Blah, blah, "chocolate"


Hey, wait! Chocolate? Now you've got my attention!


Actually, last night, I talked myself out of buying some chocolate because it seemed ridiculous to pay $3 a bag now when, in two days, I could get it at least 50% off.


So while I bide my time waiting for chocolate prices to plunge -- if only the stock market's prices were as reliable as grocery stock prices -- here are a few things to consider:


To quote my blogging buddy Brunette on a Budget,

"According to the Washington Post, the National Retail Federation's spending survey found that Americans plan to put up a total of $15 billion in the name of Cupid this year, or $103 per person. Granted, that's $20 less than last year, but it's still a far cry from macaroni-necklace territory, the paper says."


To me, this is once again proof that either Americans are even more short-sighted than we have ever given them credit for, or the average American is still doing a lot better than most media would have us believe.


Yes, it's much lower than retailers were hoping for. We were in a boom, now we're moving toward the "bust" end of the cycle. Businesses are experiencing the pain of financial contraction. In good times, businesses expand and hire a lot of people. In bad times, they have to pare back down to essentials. That means layoffs.


I'm not trying to be crass or flippant. Of course these layoffs have huge ripple effects across the economy. Of course people's lives are changed by this, rarely in a good way.


But I've always thought of economics as a cycle. As the old adage, "What goes up must come down." In terms of the human existence, the effect is far more nuanced and important. But the simple fact that something has tragic consequences rarely keeps it from happening.


And given all this potential tragedy, all this nervousness about job security and our shared economic future, what does it say about us that we are still willing to fork out $15 billion for a single day? (I try not to think about the total for more popular holidays like Christmas and Hannukah.)


Well, it either says either:

  • We are the kind of patriotic saps -- er, Americans -- that are spending to keep the economy afloat, just as our politicians, economists and investment bloggers vehemently implore us to do
  • For all our new-found frugality and housing-bubble-induced wisdom, we're still mainly a myopic, instant-gratification oriented group of people who will never truly learn to put our future security above a nice dinner and some overpriced flowers.


Honestly, I'm not sure which interpretation is worse.


And on that cheery thought I am off to eat some breakfast and prepare for our unValentine's Day. The boys have decided to see Friday the 13th. (My mom replied that gory movies aptly mirror a lot of romance: Someone delights in ripping someone else's heart out. I guess you see where I get my romantic sensibilities from.) After that, it's some greasy fast food and then home to have a few drinks and probably watch Christopher Titus's special "Love is Evil" along, perhaps, with some cheesy movies that we can heckle.


FYI, before you chide me for spending after that tirade, the movie will be seen with free passes thanks to Mom's MyCokeRewards account. The fast food will be out of pocket, but, hey, it's a holiday, folks!


And what better way to spend a holiday than at the carnival(s)? So here are a few blog carnivals that have been good enough to include me in their ranks. Read up while you wait for your discounted chocolate!


The Carnival of Investing Strategies

The Carnival of Debt Reduction

The Festival of Frugality

The Personal Finance News Blog Carnival

The Carnival of Everything Money

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Monday, February 9

Last minute reminder...

... For those of you who haven't already entered, Lazy Man and Money is having a contest for good ideas on having a frugal Valentine's Day.


He's rewarding the winner (chosen at random) with a $20 eBay or Amazon GC -- the winner gets to choose.


C'mon, folks. I know you're just DYING to share your wisdom with others!


And if you don't have any sage advice, you can at least go and read others' ideas, which Lazy Man has conveniently compiled in a single post. Perhaps you'll find inspiration, dazzle your loved one and take all the credit!


Contest ends at 11:59 p.m. pacific.



Also, while I've got your attention, the Carnival of Debt Reduction was good enough to publish one of my posts. Obviously, as you are all avid readers that gobble up my every word, that post will be old news... But there are a bunch of good-looking pieces. So get on over there and get some fabulous financial advice.

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Saturday, January 24

Carnivals (belatedly)

I've been a tad distracted this week, plus keeping a very late schedule. (Bad Abby!)


But there have been some fabulous carnivals this week -- several of which were kind enough to include me -- and the great thing about the Web is that, well, once stuff is up, it tends to stay up.


So please do check out the following:

On "One Family's Blog": Carnival of the road to financial independence #3

On "Cultivate Positivity": Carnival of Inspiration and Motivation, 18th edition

On "MoneyNing": Festival of Frugality#161 -- Frugal Businesses?



Also, my friend Dory over at Can't Remember Diddly did a really wonderful, well-written piece. Usually I love her stuff because it's funny, entertaining, stream-of-consciousness stuff. This is actually a 180-turn from that. But impressive nonetheless.

Turns out this is the second Jan 20th that was filled with hope for her. The other one was all the way back in '93. I won't say anything more because I don't want to mess with the power that comes with the unfolding story line. But I would really appreciate everyone taking two or three minutes to read it. I think you'll all be glad you did.

Afterward, in case you're in need of a bit of humorous escape, be sure to check out her other post, a realistic Valentine.

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Friday, November 21

Carnival love

I made my way into some carnivals (I'm sneaky like that!) and thought you should all be sure to check out the other articles at these places.

Check out On the Moneyed Midways over at Political Calculations. I was very flattered to be chosen as one of the top stories. One piece I thought was awfully helpful was about what 0% cards can do to your credit score.


Then Money Myths, Madness and Mayhem at Ask Mr Credit Card. There are so many stories, I don't know where to begin. I was a little flabbergasted that there was one story about having a family member steal your identity. Sounds like a must-read!

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Thursday, November 6

The 37th Carnival of Money Hacks

Sounds impressive, no?


Well, then, what are you waiting for?


Yes, yours truly got a piece in -- but there are a LOT of great-looking articles on there!


So go check it out!

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Sunday, November 2

Carnivals!

I do so love free press!


The Skilled Investor presents the Carnival of Financial Planning.


Check out some of the other cool pieces, including "What's your real hourly wage?" and "Reduced credit limits? Share your experience."


Plus the Carnival of Bankruptcy & Debt Management is up and running. Especially helpful was "How to Avoid a Major 0% Balance Transfer Credit Card Mistake."

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